Bankrate’s current credit card rates are based on a weekly national survey of large banks and thrifts.

The national average HELOC rate is tracing the path of the prime rate. Following the Federal Reserve's rate cut this week, the prime rate has fallen to 6.75%. Home equity line of credit lenders are ...

While mortgage rates tend to track the yield on 10-year Treasury bonds, most home equity line of credit (HELOC) rates are tied to the US prime rate. The prime rate is an index influenced by the ...