With a Roth IRA, you contribute money without getting an up-front tax break (unlike a traditional IRA, which offers a tax deduction in the year you contribute). The tax break comes later: You can ...

Discover how to convert tax-deferred accounts to a Roth IRA, understand the tax implications, the 5-year rule, and practical ...

An individual retirement account (IRA) is a tax-advantaged savings plan available to anyone with earned income. Unlike 401(k) plans, IRAs are opened by individuals, not by employers. In late 2024, ...

Income thresholds for Roth IRA contributions rise in 2025, while some older workers can boost catch-up contributions.

A 45-year-old software engineer earning $250,000 walks into open enrollment having already done the obvious things. The full ...

A 58-year-old anesthesiologist on r/HENRYfinance posted last month with a problem familiar to anyone earning above the Roth ...

Withdrawing Roth IRA investment earnings before the account is five years old could trigger taxes and penalties.

A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works ...

As of January 1, 2026, the Roth catch-up requirement for retirement plans is officially in place. Employees aged 50 and older who earned more than $150,000 in the prior year must now make their ...

This 401(k) planning strategy can save high earners a lot of money. Here's how it works for people who just turned 60.

Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018. Thomas' experience gives him expertise in a ...