Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Andrea in Connecticut called into Ask An Advisor With Wes Moss with a question worth real money: her employer offers an ...

It could be the smoothest way to move that money over.

It's a way to make the process even smoother.

The type of IRA your money is in matters. With traditional IRAs, you don't pay taxes upfront but defer them until later. With Roth IRAs, you pay taxes on your contributions but don't have to pay taxes ...

If you like the idea of not paying taxes on retirement plan withdrawals and avoiding required minimum distributions (RMDs), a Roth conversion could make a lot of sense. With a Roth conversion, you ...

Clients can maximize profits by paying the tax bill outside of the conversion — and more reminders for advisors before they ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

A perfectly legal, advisor-approved tax move can trigger a Medicare bill two years later that has nothing to do with your income at the time, and once it hits there is no appeal available. Why appeals ...

However, 2026 presents a rare opportunity for seniors to do Roth IRA conversions without paying a huge price for it at tax time. Here's why you may want to consider it. 2026 marks the second year of ...

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest converting pre-tax retirement savings to Roth accounts is something people should ...

Put these on your July to-do list ASAP.