A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Adam Godby (NMLS 2286643) is a Loan Officer and Team Lead at Paddio Home Loans in Springfield, Missouri. Adam ensures his ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a ...

A lender credit helps reduce the amount of money a homebuyer needs to bring to the closing table. Buyers who don’t have ...

Title insurance can feel like an overpriced, unnecessary add-on at closing—but in a housing market full of hidden risks, it ...

Thinking about refinancing your mortgage? This guide breaks down the potential benefits, drawbacks, and alternatives so you ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.