The average self-directed brokerage account within workplace 401(k)s finished at $335,857, down 4.7% from Q4 in 2024, according to Charles Schwab’s SDBA Indicators Report.

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) Ronald Premuroso, Western Governors University School of Business (THE ...

Last week’s tariff-induced market sell-off ripped through 401(k) accounts, and over the weekend, millions of savers and retirees took matters into their own hands. People pulled vast sums of 401 ...

That's good news, but until global tensions ease, the market will undoubtedly remain in flux. While experts agree you shouldn't panic, you still might be considering tapping into your 401(k).Here ...

The average Self-Directed Brokerage Account (SDBA) 401(k) balance at Charles Schwab finished the fourth quarter of 2024 at $352,605, up by 13.6% since 2023, ...

Savers pulled vast sums of 401(k) money from stocks and shifted to more conservative investments in response to the tariff-induced market turmoil. But that's not necessarily a good strategy.

Case in point, as outlined by Schwab — in 2018, the S&P 500 saw a market correction of more than 10% in the first quarter of the year and again in the fourth quarter, ... Borrow from your 401(k) ...