Earn 5% cash ... account opening (followed by a 19.24%, 24.24%, or 29.24% variable APR). That's super useful for large expenses you want to pay off over time. Pro tip: Zero-interest credit cards ...

We report on standard CDs with term lengths as low as 3 months and as high as 5 years ... banks and credit unions for CDs offer a high rate on CDs with good perks and low minimum opening deposits.