When you're using the debt snowball method, interest rates don't really matter. Here's what I suggest you do, and why... List your debts smallest to largest, by total amount owed, regardless of the interest rate. Then, while making minimum payments on everything else, attack the smallest debt with every extra penny that you can. Once that one's gone, roll what you were paying on that over to the next debt on the list. You'll pay off debt much faster than you ever thought you could. A small amoun
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THE DEBT SNOWBALL: 1. List your debts smallest to largest. (Don’t worry about interest rates!) 2. Attack the smallest debt. (Continue to make minimum payments on everything else, but throw any extra money in your budget at the smallest debt until it’s paid in full. This is the part where people work extra hours, get a part-time job, or sell so much stuff, the kids think they’re next.) 3. Take the old minimum payment from that first smallest debt, PLUS the extra money you used to pay it off faste
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